Our exclusive interactive financial modeling approach is unique to the wealth management industry.
Based on our conviction that Utah investors should never be forced into a one-size-fits-all wealth management plan, Divergent Wealth Advisors uses an interactive, personalized approach to create your financial model and wealth management plan.
Using the power of advanced data analytics, our Certified Financial Planners™ take the time to create a truly personalized financial model for every client in real time. You will watch your plan being created from scratch, and understand exactly what it will take to turn your dream into a reality. And, because you understand it, you will excitedly own it! This distinctive approach ensures that your wealth management plan is as unique as you are, and as individualized as your dreams for the future.
Financial planning is not a one-time event, but a process that must be refined over time.
The Personal Financial Modeling Difference for Utah
If you have previously worked with a financial advisor, they likely handed you a 15- or 20-page packet and asked you to fill it out. Then a clerical staff member entered your data into a computer program that generated a “personal” financial plan.
This generic approach makes us cringe, because it requires little planning, little education and little personalization. That’s not how we provide value for our clients.
Instead of leaving our investors to struggle with an interminable stack of paperwork, our Certified Financial Planners™ (CFPs®) sit with clients in person as their financial model is created from scratch. For existing clients, this model is updated at least annually, as small course corrections are almost always needed.
How Does Personal Finance & Asset Modeling Work?
Using your personal information — including income, expenses, assets and circumstances — we create a living and breathing financial model of your future in our state-of-the-art software and wealth analytics program. You will see the model being created right before your eyes on a large, flat-screen display.
During your invaluable exercise, your CFP® will discuss your hopes, dreams, goals and fears for your future.
Using the financial model display, your advisor will propose different strategies for growing and preserving your wealth. You will be able to see the results in real time and how each strategy will affect your wealth and asset model in the short-, medium- and long-term.
Our goal is that every client interaction results in a greater understanding of personal finance and financial planning. It’s our opinion that many of our long-term clients might know more about financial planning than many of the advisors in the industry.
How Personal Financial Modeling Can Benefit You
Whatever your financial status, personal wealth modeling can help you grow your wealth.
Younger investors with plenty of time before retirement may prefer to take greater risks with their portfolio. Older investors may choose to pursue a plan that minimizes risk and protects and preserves assets more aggressively.
Whether your portfolio is modest or extensive, interactive modeling provides a straightforward and easy-to-understand approach to planning and managing your assets. Divergent Wealth Advisors is committed to using the power of data analytics to maximize your financial health.
Every investor, at some point, wonders “what if.” With our approach to financial modeling, you won’t need to wonder — we can illustrate those “what if” scenarios for you in a way that is easy to see and simple to understand.
Divergent Wealth Advisors uses this individualized approach as the basis of our personal wealth management services. Call or visit us today to learn more about how our personal financial modeling and analytics can help secure your financial future.