Institutional Retirement Plans
Our goal is to make you look good.
Institutional retirement plans can be nuanced and complicated.
Attracting and retaining talent without a retirement plan is near impossible.
Administering an effective and compliant retirement plans can quickly drain your two most important commodities, time and money.
As the sponsor of a corporate retirement plan, you could unknowingly place legal liability upon yourself or your company. If you are like most companies, you probably never intended to take on that additional legal fiduciary role.
Divergent Wealth can alleviate those pain points by acting as your company's CRO (Chief Retirement Officer), so you can focus your time and money on what made you successful in the first place.
We engage with companies in several capacities, from a stand-alone retirement consultant to acting as a 3(21) or 3(38) Fiduciary with investment oversight.
What sets us apart: We transparently and routinely benchmark the hard and soft-dollar costs in your plan, including expenses from fund managers, TPAs, record-keepers, advisers, etc. to make sure you are getting the fairest pricing and the best service offering available.
3 simple steps to a better retirement plan
Discussion Points
Road map for annual review meetings
Plan Management
Our Plan Management assessment will review costs from Record-keepers, Third-Party Administrators (TPA), Advisory fees, expense ratios, and any hidden fees you may have. We’ll also take a deep dive into your responsibilities as a plan Fiduciary and how your plan design could be tweaked to create better outcomes. LEARN MORE.
Investment Management
In our in-depth review of your investments will go beyond “stocks and bonds” discussion. We’ll help your company create an Investment Committee, Investment Policy Statement, review Target Date Funds, create “Watch Lists”, and risk metrics associated with plan funds. LEARN MORE.
Participant Services
Our goal is to make sure we’re not just educating but enforcing behavior modification. Team members who are no longer stressed about their personal finances are more likely to stay focused at work, creating an increase in productivity. Companies also experience higher morale and loyalty and less turnover. LEARN MORE.