Complimentary | COLLABORATIVE | consultation
Pre-client Interview Process
3 simple steps
NOT ALL ADVISERS ARE CREATED EQUAL & IT'S IMPORTANT TO UNDERSTAND WHY.
Finding the right advising team and approach is one of the most important financial decisions you'll make in your lifetime.
Interviewing multiple firms is always encouraged. Doing so helps you feel much more confident that you made the right decision.
An interview should result in a clear and transparent understanding in the following areas:
PLANNING | What is the firm's approach and process to creating, monitoring, and adapting a comprehensive financial plan?
INVESTMENT STRATEGY | Is their investment strategy simple to understand, easy to implement, and can it be replicated for all clients?
INVESTMENT PRINCIPLES | Does the adviser have fundamental investment principles and are they able to showcase how those principles are incorporated into their clients' investment strategies?
COMPENSATION ARRANGEMENT | Is the adviser's fee straightforward, transparent, and fair? Is it clear what services are included in their fee?
VALUE PROPOSITION | Can the adviser easily articulate the value they bring to the client/adviser relationship?
Interview us and learn how and why we are passionate about clearly answering these important questions.
Try before you buy
EXPERIENCE OUR APPROACH BEFORE YOU COMMIT TO WORK WITH US.
Because finding the right financial partner is so important, you should leave no question unasked. However, questions and words alone likely aren't enough when trying to determine if their approach will work for you.
We don't want you wondering if you've made the right decision to partner with our firm.
We are so confident you'll see value in our approach, we invite you to experience our planning process and expertise prior to officially becoming a client.
Hoping you made the right decision is not fair nor necessary.
We invite you to experience our approach through a no-obligation interactive financial planning meeting.
THE WHITE-GLOVE SERVICE YOU KNEW EXISTED, BUT HAD YET TO FIND.
We specialize in simplifying complicated things.
If you choose to join the Divergent Wealth family, you'll experience first-hand our commitment to excellent client service.
Our goal is to make your transition as smooth as possible.
We will research and prepare all the needed paperwork for your review and walk through it with you before you sign it.
We'll submit the necessary documents to all parties involved and follow-up regularly. We'll also keep you updated and apprised of the progress along the way.
With our transition checklist, you can rest easy knowing we will dot every "i" and cross every "t". The goal is a seamless transition as you are on-boarded into our Divergent Wealth family.
innovative | Comprehensive | collaborative
Client Engagement Process
The process begins with the creation of your
A state-of-the-art custom planning framework
Together we'll build a customized financial model of your future that encompasses any financial goal you can dream up. The plan will be stress tested against the most common major threats and customized with you to create specific what-if scenarios.
Your Signature Planning Framework will be used as the foundation for you and your Divergent Wealth Family CFO, to make the most important financial decisions throughout your lifetime.
3 Repeating Steps
SIT BACK AND RELAX WHILE WE TAKE CARE OF EVERY DETAIL. YOU FOCUS ON YOUR FAMILY WHILE WE FOCUS ON YOUR FUTURE.
After your Signature Plan is created with your Divergent Wealth Family CFO, the rubber hits the road.
Have you ever wished you had a personal assistant that would take care of all the minutia, the details, and the daily grind of all your important tasks. With regards to your financial plan, now you do.
At Divergent Wealth you will be assigned a personal relationship manager that excels in making sure every 'i' is dotted and every 't' is crossed.
A meticulous checklist of tasks is kept in every client interaction. You can rest assured that those tasks are being organized, implemented, and monitored by your Divergent Wealth Relationship Manager.
We sweat the small stuff, so you don't have to.
NO NEED TO WONDER IF YOUR PLAN IS STILL ON TRACK. YOU NOW HAVE A FINANCIAL TEAM WHO EXCELS IN DETAIL MANAGEMENT.
A plan is only effective if it is being followed.
Your Divergent Wealth team will provide regular out-going touches to provide market and account update, opportunities for questions, or initiate important discussions.
These calls provide simple opportunities for clients to keep us abreast of any material changes that could impact their plan.
Clients are always welcome call the office to discuss any questions they may have with any member of the Divergent Wealth team.
Consistent open communication usually results in a far better planning experience.
Improvise & ADAPT
FINANCIAL PLANNING IS NOT A ONE-TIME EVENT - IT'S A PROCESS THAT MUST BE REFINED OVER TIME. WE MAKE THAT HAPPEN.
Even the most well thought-out plans are subject to life's uncertainties. One thing that is always constant in life, is change.
As your life and investments mature, so should your living and breathing financial plan.
There are many assumptions and variables that can both positively and negatively affect your plan. A plan that doesn't take those moving variables into consideration is a plan that is likely to fail.
A well-structured plan provides a simple framework to evaluate and adapt to life's inevitable changes.